Community Development Block Grant (CDBG) is a federally funded grant program that provides communities with resources to address a wide range of needs for low-moderate income persons.
Regulations governing the CDBG program require that all CDBG activities meet one of the following three broad national objectives:
- Benefit people with low and moderate incomes
- Aid in the prevention or elimination of slums and blight
- Meet an urgent need (such as earthquake, flood, or hurricane relief)
Owner Occupied Rehabilitation Program
The Owner Occupied Rehabilitation Program is a program for homeowners residing within Michigan City limits. Income eligible homeowners may apply for a rehabilitation loan to complete work on their homes. The program is administered by Housing Opportunities for the City of Michigan City. |

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Funds per home are available up to $20,000. Eligible uses of funds include:
- Improving energy efficiency
- Bringing a house in-line with building codes
- Ensuring home safety
To apply for the program, contact Housing Opportunities, 954 Eastport Centre Drive Suite A, Valparaiso, IN 46383, (219) 548-2800.
Neighborhood Improvement Program
The Neighborhood Improvement Program (NIP) provides financial assistance for homeowners located in the Westside Neighborhood to rehabilitate and renovate their homes. With a cap of $10,000 per household, NIP is well suited for home repairs such as; roofs, windows, furnaces, wheelchair ramps, and handicap accessibility issues. Homeowners must meet income requirements. Annual income for a family of four cannot exceed $46,700.
To learn more about the Neighborhood Improvement Program, contact Community Development at (219) 873-1415 ext. 341.
Neighborhood Improvement Program Application
Neighborhood Improvement Program Eligibility Requirements
Neighborhood Improvement Program Brochure
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